Associate Retail SME (RSME), SME Region Central 2 - Kuala Lumpur
Bank Islam Malaysia Berhad Kuala Lumpur Full-time
Job Description:
Duties & Responsibilities- Proactively drive the marketing and origination of SME Banking financing products, deposit offerings, corporate cards, and Takaful solutions to attract new customers.
- Strategically identify opportunities for cross-selling and upselling to enhance customer product holdings and maximize revenue.
- Demonstrate agility and responsiveness in achieving individual sales targets
- Collaborate closely with Credit Analysts and Business Center Managers/Regional Heads to develop comprehensive credit proposals and secure approvals from the relevant Financing Committees.
- Partner with Credit Analysts and Business Center Managers/Regional Heads to prepare Letters of Offer and coordinate with Credit Administration to ensure timely and accurate completion of security documentation.
- Foster strong partnerships with internal and external stakeholders to promote the Bank’s products and services.
- Oversee the disbursement and activation processes, working in collaboration with the Sales Support Team and Credit Administration Department to ensure seamless execution.
- Ensure strict adherence to all internal policies, guidelines, and external regulatory requirements, maintaining the highest standards of compliance.
- Fresh graduates with a bachelor's degree are encouraged to apply.
- Good Communication and Writing Skills.
- Good learning attitude and pleasant personality to work with multiple stakeholders.
- Proficient computer skills in Microsoft Word, Excel and PowerPoint.
- Resourceful and Creative.
- Good Interpersonal Skill.
- High integrity and professionalism.
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