Credit Analyst - Ampang Jaya

What You Will Benefit From:

• Competitive Basic Salary
• Quarterly Incentive
• Annual Bonus

Responsibilities :

• Evaluate and assess credit/loan applications, including Hire Purchase Loans, Motorcycle Loans, and Easy Payment Loans.
• Prepare thorough analyses and develop independent written reports detailing a borrower’s strengths, weaknesses, and repayment ability, while identifying potential risks.
• Adhere to company guidelines and procedures for credit judgement.
• Maintain the confidentiality of all protected information.
• Collaborate effectively with team members and inter-departmental colleagues to complete tasks within stipulated timeframes.
• Provide sound recommendations to improve the credit assessment process.
• Perform other related duties as required.

Requirements :

• Fresh graduates are welcome to apply.
• Diploma or bachelor degree in Business/Finance/Accounting/Banking, or a related field.
• 1-2 years of experience in credit assessment/evaluation for Hire Purchase, Motorcycle, or Easy Payment Loans in a bank or credit company is an advantage.
• Ability to read and analyze financial reports with a solid understanding of accounting principles.
• Strong analytical skills and the ability to work well under pressure.
• Proficiency in English and Bahasa Malaysia in both writing and speaking.